Philadelphia Indemnity claimed the policy coverage didn’t extend to the damage/condition of the roofs not caused by the storm and went on to file a complaint seeking declaratory judgment and relief via an order declaring it doesn’t have a duty to pay for the replacement of the 22 roofs. It maintained that the damage to the roofs was preexisting and caused by wear and tear, deterioration, faulty materials, faulty prior repairs and/or lack of and faulty maintenance.


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